Auto Repair Financing — Apply Today, Drive Home Tomorrow
Don't let the cost of a repair keep you off the road. Fresh Paint partners with Sunbit to offer flexible financing with high approval rates, no money down options, and an application you can complete directly from your phone.
Flexible Auto Repair Financing in Houston TX
Quality collision repair and paint restoration is an investment — and sometimes the timing isn't right to pay for the full job upfront. That's why Fresh Paint partners with Sunbit to give our customers a way to get the repair they need now and pay over time, with flexible terms and one of the highest approval rates in consumer lending.
Sunbit is designed specifically for auto repair and service financing. The application takes minutes, you can complete it directly from your phone, and you'll get an answer quickly. Sunbit approves a high percentage of applicants — including customers with less-than-perfect credit — making it a realistic option for most people who walk through our door.
If you have a collision repair, full paint restoration, frame repair, or any other service at Fresh Paint, ask about financing when you call for your estimate. We'll explain how it works and help you understand your payment options before you commit to any work. There's no obligation to apply, and getting an estimate doesn't require you to use financing.
Remember, all work at Fresh Paint — financed or paid in full — comes with our 1-year labor warranty. Your warranty coverage is the same regardless of how you pay.
Sunbit Financing Features
- Apply directly from your phone
- High approval rates
- No money down options available
- Flexible repayment terms
- Designed for auto repair
- All repair sizes — from spot repairs to full restorations
- Works alongside insurance payouts
- 1-year labor warranty on all financed repairs
Everything You Need to Know About Financing Your Repair
Here's how auto repair financing at Fresh Paint works, from application through completion.
Step 1 — Get Your Free Estimate First
Financing starts with knowing the total cost of your repair. Call us or bring your vehicle in for a free written estimate. Our estimator will document all damage, calculate parts and labor costs, and give you a line-by-line written estimate. Once you have your total, you'll know exactly how much you need to finance and can make an informed decision about your payment options.
You don't need to decide about financing before your estimate. Get the estimate first — it's free and there's no obligation.
Step 2 — Apply for Sunbit Financing
When you're ready to proceed, ask us about Sunbit financing. The application is straightforward and can be completed on your phone in a few minutes. Sunbit will review your application and give you an answer quickly — often within a few seconds. You'll see your approved amount and payment terms before committing to anything.
Sunbit is known for high approval rates, which means it's accessible to customers across a wide range of credit profiles. If you've been turned down for financing elsewhere, it's worth trying Sunbit.
Financing Works With Insurance Payments
If part of your repair is being paid by insurance and you need to finance the deductible or out-of-pocket difference, Sunbit can cover that portion. You don't need to finance the entire repair — you can use financing just for the amount your insurance doesn't cover. This makes it practical for customers who are dealing with insurance claim repairs but need help with their deductible.
What Types of Repairs Can Be Financed?
All services at Fresh Paint are eligible for Sunbit financing: Full-vehicle paint restorations, Collision repair (any size), Frame and structural repairs, Body and bodywork restoration, Classic car and vintage restoration, Spot paint and panel repairs, Detailing and finishing.
Does Financing Affect My Warranty?
No — your 1-year labor warranty is the same whether you pay cash, use a credit card, use insurance, or finance through Sunbit. The warranty is based on the work performed, not how the work is paid for. Every job we do is fully warranted for 12 months from delivery date.
Why We Offer Financing
We believe everyone who needs quality auto repair should be able to access it. A damaged vehicle isn't optional to fix — it affects safety, reliability, and resale value. By offering Sunbit financing, we make it possible for customers to choose quality repair instead of the cheapest available option simply because of cost constraints. Better repairs last longer, and our 1-year warranty backs that up.
Financing FAQ
Get a Free Estimate & Financing Today
Call or submit the form to start with a free estimate. Once you have your total, applying for Sunbit financing takes minutes. Get your repair done now, pay over time.
- Free written estimate — no obligation
- Sunbit financing — high approval rates
- All insurance carriers accepted
- 1-year labor warranty on all work
- Serving Houston TX since 2010
Request a Free Estimate
We respond within 24 hours. Ask about financing when we call.
Service Areas
Houston Metro Areas
View All Service AreasHouston's Trusted Body Shop
Fresh Paint Auto Restoration & Repair has been serving the greater Houston area since 2010. We provide collision repair, insurance claim assistance, paint & body work, and classic car restoration for all makes and models — with free estimates and a 1-year labor warranty on every repair.
- Collision Repair Experts
- Insurance Claim Assistance — All Carriers
- Free Estimates — No Appointment Needed